NewStats: 3,263,722 , 8,181,162 topics. Date: Saturday, 07 June 2025 at 02:46 PM 3ms31

victor175:

Your question is not clear to me. If you mean the number of quantity to bring in as a wholesaler, it can be 5000-10,000 cartons of light. Other wholesalers in Alaba can buy 500-1000 cartons from you at once and it will be going small small. The price range is 50 RMB per 1 carton x 5000 cartons. Profit is 3-4k per carton x 5000.

For oil, it might not do 100% but close, just depends on available supply, demand and weather. Last year, 1 keg bought for 40+k and went as high as 70+k in November. I’m talking of 25 litre gallon

Haven’t heard back from you … should I take that as you are not interested

AmgAmg:
I recently received an inheritance and now have over ₦150-million just sitting here, doing nothing. I need solid advice on how best to invest this money. I’m looking for a moderate to high-yield investment that won’t be affected by the depreciation of the naira.

Let’s be real ….. we’ve all seen how bad the naira has devalued over the years. The last thing I want is to put my money into something, only to wake up in a few years and realize its value has been slashed into half. You know what I mean. Even if the business is in naira, it has to be highly profitable so that currency depreciation won’t eat away it.

I don’t want meaningless or negative suggestions…. only serious, well-thought-out opinions . I’m open to meeting up as well….. to discuss solid business ideas, and trust me, a handsome reward awaits whoever brings the best proposal.

That said, let me be clear:
I have the Commissioner of Police and EFCC on speed dial. If anyone thinks this is an opportunity for a scam, just know that any fraudulent attempt will be dealt with the full extent of the law.

If you have a genuine, profitable, and well-researched idea, let’s talk.

Bethesda Life Sciences is a healthcare company specializing in the manufacture and distribution of critical multivitamin products, and essential medicines.

They're presently fundraising from Angel Investors and are offering cumulative returns of 330% over 36 months broken down as follows:
1. 5% interest payments every month
2. Up to 150% payout + full return of your capital upon maturity or liquidation.

They also give you post-dated cheques for all your scheduled payments. This acts as security/guarantee for your investment.

So you can invest your money with them, and live off the interest payments for a while. And when you liquidate, you still get 150% interest.

Let me know if you're interested and I'd provide you more information.

AmgAmg:


Haven’t heard back from you … should I take that as you are not interested

Sorry for late reply I didn’t check my mentions

AmgAmg:



Thank you so much for the well detailed response. I really appreciate you taking the time to share all this.. it’s been super helpful, not just to me, but to a lot of people as well. I can see from the views on my post that many are following and learning from what you shared too

Just to clarify though, the 50 RMB per carton you mentioned, does that already include shipping, clearing, and other logistical cost ? I ask because 50 RMB is around ₦11,000 and by the time we factor in shipping and clearing, the total cost might be closer to ₦12k -13k per carton. So I’m just trying to understand how the ₦3k–₦4k profit works out …. unless I’m missing something here . Just want to be sure I’m calculating right. Thanks

50RMB is for goods alone. Shipping and clearing is 2500-2800 per carton( I paid 2800 naira in my last import). Total is 11k+2800= approx 14k(15k just to be safe) the light is sold at 18,500 Alaba market price, so profit is 18500-15,000=3,500 per carton x 5,000. I’ve imported this light many times, I have about 1000 cartons coming from China currently so this one is not theory
NB: other importers have flooded the market with light cause it’s their business as well, so 5000 cartons will take time to sell finish but that’s not a problem as light doesn’t spoil and market will always need what you have

when a person with money meets a person with experience, the person with money gains experience while the person with experience gets the money

If you’re willing to take a bigger risk of say 90m, I’ll recommend you buy a plot of land in a developed estate in lekki with 40m and use 50m to develop a high end duplex on it and sell for nothing less than 160m. It’s not an easy business o but men dey run am. It all depends on your appetite for risk

gagzee:

Nah.. Na because your mama na my side bitch na why I dey pity you. If not that she fvcks me well, I no really send your papa.

Block head… Either answer the damn question or crawl back into the rabies infested dungeon of a vag**** you came out from

myforty68:
when a person with money meets a person with experience, the person with money gains experience while the person with experience gets the money

Meaning ?

Explain further

AmgAmg:



Block head… Either answer the damn question or crawl back into the rabies infested dungeon of a vag**** you came out from

Bro, I don't think you should be replying that guy with the same uncouth manner he came to you. Agreed his words are not easy to swallow, but I have a feeling he has your good at heart. No be peter obi say "I got that advice from a mad man"?

Please and please, whatever you do don't put all your funds into whatever you want to start. Start small.

For anything that someone says you will meet xyz and sell, note that demand and supply is always a curve. You may be have good demand for 10 goods doesn't mean if you now bring in 100, you will still have the same demand.

Good luck

AmgAmg:


Meaning ?

Explain further

lol, na warning o. Say make you shine your eyes before picking any advice.

Trippledots:


Bro, I don't think you should be replying that guy with the same uncouth manner he came to you. Agreed his words are not easy to swallow, but I have a feeling he has your good at heart. No be peter obi say "I got that advice from a mad man"?

Please and please, whatever you do don't put all your funds into whatever you want to start. Start small.

For anything that someone says you will meet xyz and sell, note that demand and supply is always a curve. You may be have good demand for 10 goods doesn't mean if you now bring in 100, you will still have the same demand.

Good luck

I don’t usually respond to trolls, but that comment really got to me. It hit deep …. like, deeper than I expected. To come at someone like that for no reason at all… just pure unprovoked energy. Like who does that

AmgAmg:


I don’t usually respond to trolls, but that comment really got to me. It hit deep …. like, deeper than I expected. To come at someone like that for no reason at all… just pure unprovoked energy. Like who does that

Yeah, I get. Wetin de worry us for this country many my guy. 😂....just sift what is useful and move on.

Trippledots:


Yeah, I get. Wetin de worry us for this country many my guy. 😂....just sift what is useful and move on.

yeah bro, and I do get your point on the business side as well — demand really does shift with quantity. I was even telling someone up there, the same thing the other day, that working with 1 million isn’t the same as handling 10 million.

I’ve actually been thinking about starting a fintech company lately. Did a bit of research on crypto exchanges the other day… still learning the basics though, just taking it one step at a time

AmgAmg:


yeah bro, and I do get your point on the business side as well — demand really does shift with quantity. I was even telling someone up there, the same thing the other day, that working with 1 million isn’t the same as handling 10 million.

I’ve actually been thinking about starting a fintech company lately. Did a bit of research on crypto exchanges the other day… still learning the basics though, just taking it one step at a time

You can aswell give a second thought on Executive car rentals, specifically focused on high-end SUVs like the Toyota Land Cruiser Prado and Toyota Land Cruiser.
And best part of it is that you can decide to sell it off if you are not that okay with the result and you would still make profit trust me

victor175:
If you’re willing to take a bigger risk of say 90m, I’ll recommend you buy a plot of land in a developed estate in lekki with 40m and use 50m to develop a high end duplex on it and sell for nothing less than 160m. It’s not an easy business o but men dey run am. It all depends on your appetite for risk

You have just confirmed indirectly that you don't know what you're talking about!

50 million won't even build you an ordinary duplex in Lekki talk more of building a high end one with exquisite finishing!

victor175:
If you’re willing to take a bigger risk of say 90m, I’ll recommend you buy a plot of land in a developed estate in lekki with 40m and use 50m to develop a high end duplex on it and sell for nothing less than 160m. It’s not an easy business o but men dey run am. It all depends on your appetite for risk

Just stick to what you know bro. Leave that real estate. Wetin you wan use 50M build?

Ollyb2020:


You can aswell give a second thought on Executive car rentals, specifically focused on high-end SUVs like the Toyota Land Cruiser Prado and Toyota Land Cruiser.
And best part of it is that you can decide to sell it off if you are not that okay with the result and you would still make profit trust me

Thank you for the suggestion, but this business model seems too complex for my comfort. I prefer working with clear, straightforward systems.. like basic math, where 1+1 always equals 2. I don’t like being in situations where I don’t have full transparency or control, especially when it involves depending on people I don’t know so well.

This setup reminds me of gig-economy platforms (like Uber or similar businesses), where the operator has the ability to manipulate numbers without oversight. For example, they could claim they only had 3 customers in a day when they actually served 10, and as an investor or partner, you’d have no real way of confirming that

AmgAmg:
I recently received an inheritance and now have over ₦150-million just sitting here, doing nothing. I need solid advice on how best to invest this money. I’m looking for a moderate to high-yield investment that won’t be affected by the depreciation of the naira.

Let’s be real ….. we’ve all seen how bad the naira has devalued over the years. The last thing I want is to put my money into something, only to wake up in a few years and realize its value has been slashed into half. You know what I mean. Even if the business is in naira, it has to be highly profitable so that currency depreciation won’t eat away it.

I don’t want meaningless or negative suggestions…. only serious, well-thought-out opinions . I’m open to meeting up as well….. to discuss solid business ideas, and trust me, a handsome reward awaits whoever brings the best proposal.

That said, let me be clear:
I have the Commissioner of Police and EFCC on speed dial. If anyone thinks this is an opportunity for a scam, just know that any fraudulent attempt will be dealt with the full extent of the law.

If you have a genuine, profitable, and well-researched idea, let’s talk.

Congratulations on your new bounty. I pray the Lord gives you the wisdom, knowledge and understanding to manage it properly and invest wisely.

My suggestion will be to invest the amount in a money market fund with a SEC ed fund manager at about 20% per annum. I prefer this to Treasury Bills because it offers you the flexibility to change when rates increase or decrease.

This should fetch you about NGN2,500,000.00 every month. You should then take at least NGN1,500,000.00 or more out of the NGN2,500,000.00 and invest in blue chip stocks like GT Bank PLC and or Zenith PLC, Presco PLC and or Okomu PLC, UBA PLC, NB PLC Aradel PLC, etc which pay regular dividends (minimum dividend yield must not be less than 7% per annum) which in turn will be invested as well thus compounding the amounts reinvested, thus growing your capital or principal investment.

Within a few years, you should be inching close to NGN1 Billion upon which you can now liquidate part of it and use the proceeds to purchase a bond (Naira or Eurobond) that gives double coupon rates depending on the stability of the currency to which you will use the proceeds of the coupon to rinse and repeat the earlier steps mentioned in the first paragraph.

Selah. 🙏🏽

AmgAmg:


Thank you for the suggestion, but this business model seems too complex for my comfort. I prefer working with clear, straightforward systems.. like basic math, where 1+1 always equals 2. I don’t like being in situations where I don’t have full transparency or control, especially when it involves depending on people I don’t know so well.

This setup reminds me of gig-economy platforms (like Uber or similar businesses), where the operator has the ability to manipulate numbers without oversight. For example, they could claim they only had 3 customers in a day when they actually served 10, and as an investor or partner, you’d have no real way of confirming that

Yeah , what an honest . I completely understand your perspective and truly respect your preference for transparent, straightforward models.

That said, I believe this executive car rental model can be designed with exactly that kind of simplicity and control in mind. Unlike gig platforms where oversight is difficult, this business allows us to implement clear tracking mechanisms. For instance, we can integrate GPS and usage tracking software in every vehicle, and all bookings and payments can be done digitally, allowing for full transparency.

Additionally, the model is asset-based. The vehicles themselves are appreciating assets in our market segment, especially high-end SUVs like the Land Cruiser series. Even in a worst-case scenario, the resale value ensures minimal risk—something that's not common in many other business models.

We can also structure the operations in a way that you will have full visibility into bookings, revenue, and vehicle usage—either through periodic reports, shared dashboards, or an app interface.

It’s absolutely possible to make this model as straightforward and data-driven as basic math. I’d be happy to walk you through a sample setup, so you can see how it can operate without ambiguity.

Thanks again for considering it—I’m confident we can make this something that works on your .

gagzee:

You are not a serious fellow, you can't eat your cake and have it.
Looking for higher gains equals higher risk.
Compound 20% for 5years. But no you dey find 40%. No worry person must eventually scam you, and worst to happen be say the person go sleep jail but that your money go don vanish.

Oga AmgAmg, ignore the messenger 8f you don't like them but focus on the message they bring to you. This brother is right with his minimalist risk assessment. Anything that gives you significant returns above the risk free investment like Federal Government Treasury Bills or Securities and Exchange ed Money Market Funds is a huge risk with potential danger lurking in.

Most.of the people who do them will not tell you of their experiences with the inherent risk until you have locked your funds into them.

Another thing he spoke about which I mentioned is the effect of compounding.

To know how long it takes to double your investment, take the rate of return of that investment and divide it into 72.

You've got a lot of cash so don't be too in a rush to double your money with investmentsthat have high risks.

All those trading, real estate, foreign currency trading, etc are high risk investments. If y9u don't believe, as anyone them to give you a complete comprehensive insurance cover for such investments with a reputable insurance company.

My advice to you is to look for good, stable and risk free investment products that are covered and can allow you go to sleep at anytime without the fear of losing your funds.

ololufemi:


Oga AmgAmg, ignore the messenger 8f you don't like them but focus on the message they bring to you. This brother is right with his minimalist risk assessment. Anything that gives you significant returns above the risk free investment like Federal Government Treasury Bills or Securities and Exchange ed Money Market Funds is a huge risk with potential danger lurking in.

Most.of the people who do them will not tell you of their experiences with the inherent risk until you have locked your funds into them.

Another thing he spoke about which I mentioned is the effect of compounding.

To know how long it takes to double your investment, take the rate of return of that investment and divide it into 72.

You've got a lot of cash so don't be too in a rush to double your money with investmentsthat have high risks.

All those trading, real estate, foreign currency trading, etc are high risk investments. If y9u don't believe, as anyone them to give you a complete comprehensive insurance cover for such investments with a reputable insurance company.

My advice to you is to look for good, stable and risk free investment products that are covered and can allow you go to sleep at anytime without the fear of losing your funds.

Lastly, I always advice people that if you do not understand the investment product like a ten year old will understand it and there is no ease of engagement with the point of entry to the point of exit (ease of entry and exit), just carry your money, hold it tight and run from them o! 😎

Ollyb2020:



Yeah , what an honest . I completely understand your perspective and truly respect your preference for transparent, straightforward models.

That said, I believe this executive car rental model can be designed with exactly that kind of simplicity and control in mind. Unlike gig platforms where oversight is difficult, this business allows us to implement clear tracking mechanisms. For instance, we can integrate GPS and usage tracking software in every vehicle, and all bookings and payments can be done digitally, allowing for full transparency.

Additionally, the model is asset-based. The vehicles themselves are appreciating assets in our market segment, especially high-end SUVs like the Land Cruiser series. Even in a worst-case scenario, the resale value ensures minimal risk—something that's not common in many other business models.

We can also structure the operations in a way that you will have full visibility into bookings, revenue, and vehicle usage—either through periodic reports, shared dashboards, or an app interface.

It’s absolutely possible to make this model as straightforward and data-driven as basic math. I’d be happy to walk you through a sample setup, so you can see how it can operate without ambiguity.

Thanks again for considering it—I’m confident we can make this something that works on your .

When you consider the USD value, vehicles are not appreciating assets. The unfortunate situation of the economy is what has made Nigerians have the illusions that vehicles are appreciating assets. They also need to be serviced using spare parts etc. If they are not new vehicles, you can never tell how badly they have been compromised.

Luxury car rentals is no different from ing your car under an Uber service to make returns to you. Na story dey usually end am last last (just ask around from people who have done it before). The only way you have it done is if it is being handled by an insider to an organisation and blandest charges are billed to the organisation using them.

ololufemi:


When you consider the USD value, vehicles are not appreciating assets. The unfortunate situation of the economy is what has made Nigerians have the illusions that vehicles are appreciating assets. They also need to be serviced using spare parts etc. If they are not new vehicles, you can never tell how badly they have been compromised.

Luxury car rentals is no different from ing your car under an Uber service to make returns to you. Na story dey usually end am last last (just ask around from people who have done it before). The only way you have it done is if it is being handled by an insider to an organisation and blandest charges are billed to the organisation using them.

I really appreciate your insight—it’s clear you’re speaking from experience and a solid understanding of the current landscape.
And in of the USF you are right , vehicles generally depreciate. And yes, maintenance and the unpredictable ability of used cars can introduce major risks. However, what I’m proposing isn’t a traditional Uber like and that’s where the difference lies.

In Nigeria’s current economy, certain high-end SUVs hold unusually strong resale value in naira due to demand, scarcity, and brand durability. in practical , they don’t depreciate as quickly as standard vehicles, especially if maintained well and acquired at the right price.
More importantly, this isn’t about handing off the vehicle to random drivers or platforms with zero oversight. The model can be built around corporate-focused, rentals, where we engage known organizations or high-net-worth individuals who value quality and are willing to pay for it. The key is in controlled operations, transparent digital records, and proper asset monitoring unlike the mass-market ride-hailing.,you make a great point about having “insiders.” Strategic partnerships with corporate organizations, hotels, or event agencies is actually part of the rollout plan. So rather than fighting the existing system, the idea is to work within it—just more deliberately and with ability.

Thanks your your comment really helps sharpen the business model.

victor175:
If you’re willing to take a bigger risk of say 90m, I’ll recommend you buy a plot of land in a developed estate in lekki with 40m and use 50m to develop a high end duplex on it and sell for nothing less than 160m. It’s not an easy business o but men dey run am. It all depends on your appetite for risk

Why is it risky?

Ollyb2020:



Yeah , what an honest . I completely understand your perspective and truly respect your preference for transparent, straightforward models.

That said, I believe this executive car rental model can be designed with exactly that kind of simplicity and control in mind. Unlike gig platforms where oversight is difficult, this business allows us to implement clear tracking mechanisms. For instance, we can integrate GPS and usage tracking software in every vehicle, and all bookings and payments can be done digitally, allowing for full transparency.

Additionally, the model is asset-based. The vehicles themselves are appreciating assets in our market segment, especially high-end SUVs like the Land Cruiser series. Even in a worst-case scenario, the resale value ensures minimal risk—something that's not common in many other business models.

We can also structure the operations in a way that you will have full visibility into bookings, revenue, and vehicle usage—either through periodic reports, shared dashboards, or an app interface.

It’s absolutely possible to make this model as straightforward and data-driven as basic math. I’d be happy to walk you through a sample setup, so you can see how it can operate without ambiguity.

Thanks again for considering it—I’m confident we can make this something that works on your .

You’ve made some solid points about investing in Naira, but I still think it’s a bad idea for one major reason only : Naira’s devaluation .

Just Imagine you had ₦10 million just two weeks ago when the exchange rate was ₦1,530 to a dollar. Then suddenly, it drops to ₦1,630. That 100-point jump means you’ve effectively lost ₦1 million, or 10% of your money, without even touching it … just because the Naira got weaker.

Now, let’s say that ₦10 million is invested and generating a 20% annual return. Sounds good on paper right ?. But if the Naira loses 30-40% of its value that same year (which is very possible), your gains are completely wiped out. You’d be down let say ₦3-4 million, so even with growth, your real value drops. And That completely defeats the purpose of investing.

Appleway:


Just stick to what you know bro. Leave that real estate. Wetin you wan use 50M build?

True sha I’ll focus on the one I know

Nefort:

Why is it risky?

What I mean is it involves higher risk because it he’ll have to use half or more of his available capital. For someone that has billions, it’s small risk. Real estate is a sure investment because someone must buy your house. But inflation has escalated cost of building these days

AmgAmg:


You’ve made some solid points about investing in Naira, but I still think it’s a bad idea for one major reason only : Naira’s devaluation .

Just Imagine you had ₦10 million just two weeks ago when the exchange rate was ₦1,530 to a dollar. Then suddenly, it drops to ₦1,630. That 100-point jump means you’ve effectively lost ₦1 million, or 10% of your money, without even touching it … just because the Naira got weaker.

Thats very thoughtful of you , I completely understand your concern about the Naira devaluation, it’s a valid point, especially when looking at things from a global investor’s perspective.





However, in this particular case, the capital is already in Naira, the business operates in Naira, and returns will also be realized in Naira. So, unless there’s an intention to convert profits into foreign currency or repatriate funds abroad, the exchange rate fluctuation doesn’t actually result in a real loss. The value might shift on paper when compared to the dollar, but operationally, the capital remains intact and functional within the local economy.
In other words, we’re not taking forex risk here because we’re not exposed to forex. We're simply looking to grow existing Naira capital in the most productive way possible within the same economy.
Let me know your thoughts on this perspective—I’d love to explore how we can align on a win-win approach.

Now, let’s say that ₦10 million is invested and generating a 20% annual return. Sounds good on paper right ?. But if the Naira loses 30-40% of its value that same year (which is very possible), your gains are completely wiped out. You’d be down let say ₦3-4 million, so even with growth, your real value drops. And That completely defeats the purpose of investing.

AmgAmg:


You’ve made some solid points about investing in Naira, but I still think it’s a bad idea for one major reason only : Naira’s devaluation .

Just Imagine you had ₦10 million just two weeks ago when the exchange rate was ₦1,530 to a dollar. Then suddenly, it drops to ₦1,630. That 100-point jump means you’ve effectively lost ₦1 million, or 10% of your money, without even touching it … just because the Naira got weaker.

Now, let’s say that ₦10 million is invested and generating a 20% annual return. Sounds good on paper right ?. But if the Naira loses 30-40% of its value that same year (which is very possible), your gains are completely wiped out. You’d be down let say ₦3-4 million, so even with growth, your real value drops. And That completely defeats the purpose of investing.

Thats very thoughtful of you , I completely understand your concern about the Naira devaluation, it’s a valid point, especially when looking at things from a global investor’s perspective.
However, in this particular case, the capital is already in Naira, the business operates in Naira, and returns will also be realized in Naira. So, unless there’s an intention to convert profits into foreign currency or repatriate funds abroad, the exchange rate fluctuation doesn’t actually result in a real loss. The value might shift on paper when compared to the dollar, but operationally, the capital remains intact and functional within the local economy.
In other words, we’re not taking forex risk here because we’re not exposed to forex. We're simply looking to grow existing Naira capital in the most productive way possible within the same economy.
Let me know your thoughts on this perspective—I’d love to explore how we can align on a win-win approach.

AmgAmg:


You’ve made some solid points about investing in Naira, but I still think it’s a bad idea for one major reason only : Naira’s devaluation .

Just Imagine you had ₦10 million just two weeks ago when the exchange rate was ₦1,530 to a dollar. Then suddenly, it drops to ₦1,630. That 100-point jump means you’ve effectively lost ₦1 million, or 10% of your money, without even touching it … just because the Naira got weaker.

Now, let’s say that ₦10 million is invested and generating a 20% annual return. Sounds good on paper right ?. But if the Naira loses 30-40% of its value that same year (which is very possible), your gains are completely wiped out. You’d be down let say ₦3-4 million, so even with growth, your real value drops. And That completely defeats the purpose of investing.

I understand that what you are pointing out is the real value of money, you probably wants to preserve wealth in dollar or some other more stable currency, not just grow money locally. But my own point is that we're not converting to dollars here. The capital is in naira , profits are in naira, and expenses are also in naira . So why should dollar exchange rates affect the investment.. just sharing my idea and thought anyways

ololufemi:


Oga AmgAmg, ignore the messenger 8f you don't like them but focus on the message they bring to you. This brother is right with his minimalist risk assessment. Anything that gives you significant returns above the risk free investment like Federal Government Treasury Bills or Securities and Exchange ed Money Market Funds is a huge risk with potential danger lurking in.

Most.of the people who do them will not tell you of their experiences with the inherent risk until you have locked your funds into them.

Another thing he spoke about which I mentioned is the effect of compounding.

To know how long it takes to double your investment, take the rate of return of that investment and divide it into 72.

You've got a lot of cash so don't be too in a rush to double your money with investmentsthat have high risks.

All those trading, real estate, foreign currency trading, etc are high risk investments. If y9u don't believe, as anyone them to give you a complete comprehensive insurance cover for such investments with a reputable insurance company.

My advice to you is to look for good, stable and risk free investment products that are covered and can allow you go to sleep at anytime without the fear of losing your funds.

You’ve made some solid points about investing in Naira, but I still think it’s a bad idea for one major reason only : Naira’s devaluation .

Just Imagine you had ₦10 million just two weeks ago when the exchange rate was ₦1,530 to a dollar. Then suddenly, it drops to ₦1,630. That 100-point jump means you’ve effectively lost ₦1 million, or 10% of your money, without even touching it … just because the Naira got weaker.

Now, let’s say that ₦10 million is invested and generating a 20% annual return. Sounds good on paper right ?. But if the Naira loses 30-40% of its value that same year (which is very possible), your gains are completely wiped out. You’d be down let say ₦3-4 million, so even with growth, your real value drops. And That completely defeats the purpose of investing.

Ollyb2020:



Thats very thoughtful of you , I completely understand your concern about the Naira devaluation, it’s a valid point, especially when looking at things from a global investor’s perspective.
However, in this particular case, the capital is already in Naira, the business operates in Naira, and returns will also be realized in Naira. So, unless there’s an intention to convert profits into foreign currency or repatriate funds abroad, the exchange rate fluctuation doesn’t actually result in a real loss. The value might shift on paper when compared to the dollar, but operationally, the capital remains intact and functional within the local economy.
In other words, we’re not taking forex risk here because we’re not exposed to forex. We're simply looking to grow existing Naira capital in the most productive way possible within the same economy.
Let me know your thoughts on this perspective—I’d love to explore how we can align on a win-win approach.

Sorry , that message was actually meant for the other man talking about mutual stuffs