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Living In The Uk-life Of An Immigrant (part 3) - Travel (778) - Nairaland 365s1p

Living In The Uk-life Of An Immigrant (part 3) (970388 Views)

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justwise(m): 7:53pm On Feb 23
AgentXxx:
A woman on the Tik tok live who is also an agent mentioned a Zimbabwe at the top of the chain who gives out COS.

I know Zimbabweans are involved but I’m not sure they are as much as Nigerians
Lexusgs430: 8:11pm On Feb 23
justwise:


I know Zimbabweans are involved but I’m not sure they are as much as Nigerians

I spoke to a lady last month, she paid £13,000..... The real employer only charged £5500, the rest was added commissions from 3rd party connections...... 😊😁

Home office already revoked sponsorship licence......

1 Like 1 Share

justwise(m): 8:19pm On Feb 23
Lexusgs430:


I spoke to a lady last month, she paid £13,000..... The real employer only charged £5500, the rest was added commissions from 3rd party connections...... 😊😁

Home office already revoked sponsorship licence......


That is not enough, the scammers need to pay the price.

1 Like

Lexusgs430: 8:21pm On Feb 23
justwise:
[/b]

That is not enough, the scammers need to pay the price.



She used her COS for almost 2 years......
justwise(m): 9:06pm On Feb 23
Lexusgs430:



She used her COS for almost 2 years......

At least she got something back sort of..
Zahra29: 12:42am On Feb 24
Lexusgs430:


I spoke to a lady last month, she paid £13,000..... The real employer only charged £5500, the rest was added commissions from 3rd party connections...... 😊😁

Home office already revoked sponsorship licence......

Ah, if this was for a health and care visa then the "real employer" is also very sus lol because they should not have charged anything, or at least close to nil. Not surprised the license got revoked.

2 Likes

lavida001: 1:31am On Feb 24
Lexusgs430:


It was £450,000..... 😂🤣

Heard it was 500k
oluwaleokey: 9:05am On Feb 24
AgentXxx:
This will depend on what part of London you are based. I have an instructor in South London.

Location is south East London, Greenwich to be precise
I don't know if that would be feasible but if the instructor is really good then it's worth the travels except he's got recommendation/referrals within Greenwich axis.
Please do you mind the share the instructor's detail?
Thank you
Teedol: 10:56am On Feb 25
Zahra29:


Ah, if this was for a health and care visa then the "real employer" is also very sus lol because they should not have charged anything, or at least close to nil. Not surprised the license got revoked.

As much as there is emphasies on punishing folks selling COS, people willing to buy are also culpable in this case, have seen people desperate and intentionally asking to pay for COS, thats intentionally breaking the law.

2 Likes 2 Shares

justwise(m): 11:47am On Feb 25
Teedol:


As much as there is emphasies on punishing folks selling COS, people willing to buy are also culpable in this case, have seen people desperate and intentionally asking to pay for COS, thats intentionally breaking the law.

100% on point
Peerielass: 3:53pm On Feb 25
Nelsmannnnnnnnn:
Hello Seniors,

I'm in a bit of dilemma, I have been working with one of the NHS Trust as an ant for a year now under my graduate visa.

Recently, I requested for a tier 2 visa from my department Director with the deadline that if I don't get it, I will be leaving the Trust. Though I still have one year left in my graduate visa but just need to switch quickly. But due to the salary threshold of 38,700 and 30,960 for new entrant which I'm eligible for, I requested I be moved from band 5 to band 6 so I can match the pay.

Due to funding issue within the NHS, my Boss couldn't take me up the band, and In other for me not to leave, my Boss made s with both HR and the Trust immigration team responsible for visa and to my surprise, they said my salary of 29kas a Finance Officer can go for a tier 2 visa being that I work in Healthcare.

Truth is, I'm very sceptical about that but the Trust keep assuring me that it will fly with home office. Today, I have received my COS but I'm scared of spending money to apply and losing the money if my application gets rejected.

Has anyone working in NHS in an occupation other than clinical recently gotten a visa as a band 5? What do you guys think about this?


Both qualified ant and finance officer are on the shortage occupation list. I’d apply as a Finance Officer if that matches your job description and salary level.
AgentXxx(m): 5:15pm On Feb 25
He is located in SouthNorwood which is a bit of a distance from Greenwich. But he is very honest and good plus he has links to get closer dates. I have shared his with you on a dead thread.
oluwaleokey:


Location is south East London, Greenwich to be precise
I don't know if that would be feasible but if the instructor is really good then it's worth the travels except he's got recommendation/referrals within Greenwich axis.
Please do you mind the share the instructor's detail?
Thank you
mex551(m): 7:01pm On Feb 25
AgentXxx:
He is located in SouthNorwood which is a bit of a distance from Greenwich. But he is very honest and good plus he has links to get closer dates. I have shared his with you on a dead thread.
I sent you a PM
Oyi12: 9:58pm On Feb 25
Nelsmannnnnnnnn:
Hello Seniors,

I'm in a bit of dilemma, I have been working with one of the NHS Trust as an ant for a year now under my graduate visa.

Recently, I requested for a tier 2 visa from my department Director with the deadline that if I don't get it, I will be leaving the Trust. Though I still have one year left in my graduate visa but just need to switch quickly. But due to the salary threshold of 38,700 and 30,960 for new entrant which I'm eligible for, I requested I be moved from band 5 to band 6 so I can match the pay.

Due to funding issue within the NHS, my Boss couldn't take me up the band, and In other for me not to leave, my Boss made s with both HR and the Trust immigration team responsible for visa and to my surprise, they said my salary of 29kas a Finance Officer can go for a tier 2 visa being that I work in Healthcare.

Truth is, I'm very sceptical about that but the Trust keep assuring me that it will fly with home office. Today, I have received my COS but I'm scared of spending money to apply and losing the money if my application gets rejected.

Has anyone working in NHS in an occupation other than clinical recently gotten a visa as a band 5? What do you guys think about this?


Please, can you let me know the outcome of this so I can go ri my people. Have something similar but my HR wouldn't budge. Made me miss the April 2024 deadline.
Konquest: 3:38am On Feb 26
Zahra29:
@Lexus, you didn't give us the tea on the protest going on outside the Home Office lol, calling on the Home Office to investigate CoS scammers who have allegedly scammed people of up to tens of thousands of pounds.

They even have a banner with the faces of some of the "scammers"
The infamous CoS "scammers"... This has gone on for long and the "naming and shaming" including the protests strategy is the next logical thing. Some of these folks (including a pastor) in the screenshot look like they can't even hurt a fly. Crazy!


Nigerians In The UK Protest Against The Increase Of Certificate Of Sponsorship Scam

https://www.youtube.com/watch?v=2q3bX8Jz6mw?si=4cLZ_Ph1og8oADr5
that mum of 5 • Feb 21 2025
#CertificateOfSponsorship #NigerianProtest #uknews

Nigerians In The UK Protest Against The Increase Of Certificate Of Sponsorship Scam

Nigerians in the UK have taken to the streets to protest against the rising Certificate of Sponsorship (CoS) scam, which is exploiting desperate job seekers looking for UK work visas. Many individuals have fallen victim to fraudulent agents charging exorbitant fees for fake or invalid CoS documents, leading to visa rejections and deportations.


BREAKING!! UK 10 YEARS VISA BAN SPREE / FAKE COS SCAMMERS WANTED! UK CARE JOBS WITH VISA SPONSORSHIP

https://www.youtube.com/watch?v=oBe0nOJaWmg?si=q_kXde5ioa1m6oHt
Fajira’s Concept • Jan 27, 2024

UK FAKE C.O.S SELLER ARRESTED WHILST HOME OFFICE TIGHTENS ISSUING OF CERTIFICATE OF SPONSORSHIP

https://www.youtube.com/watch?v=VWs5LMkwwtQ?si=LgnKMyVsddqQNW2r
Pauline Popo Moyo • May 19, 2023
Konquest: 3:44am On Feb 26
Teedol:


As much as there is emphasies on punishing folks selling COS, people willing to buy are also culpable in this case, have seen people desperate and intentionally asking to pay for COS, thats intentionally breaking the law.
True that.
jedisco(m): 4:19am On Feb 26
Lolli2pop:


Thank you so much jedisco and everyone else that commented l… i am sorry for a late response i have been quite busy.

From my understanding of what you said jedisco, your most prefered is life time ISA (stock and shares not the cash one). Please why would u prefer the lisa stock and shares to the cash one that the government gives 25% on in each tax year.

Also is the lisa st0ck and shares not more risky as isnt st0ck nd shared like f0rex where you can loose money?? Also i dont think the govt gives 25% on the st0ck and shares lisa right??

Please forgive me if i have used any wrong terminology, i am completely new to this world of investing and i will be glad if yu can clarify my confusions.

Also @lexusgs i am hoping to do a ling term investment, from my research i have seen long term investment pays better.

A good starting point is understanding what ISAs are. ISAs is the umbrella term for your tax free saving allowance of 20k. Its like a tree which then has different subdivisions such as LISA, S&S ISA, Cash ISA e.t.c. I've found this site useful in explaining the whole concept : https://www.moneysavingexpert.com/savings/isa-guide-savings-without-tax/

Now to LISAs - Its a seperate bucket under your ISA where the government tops up your contribution by 25% but this can only be used penalty-free for 2 purposes: buying your first home or at retirement. There is also an exemption if one is terminally ill. Also worth noting that you can't currently use it to buy a house that costs more than 450k - something to consider as you're in London.


First is to decide if you want to save for your home in a LISA or normal ISA or both. To many, filling a LISA first is preferable as you get the 25% rebate. With the money (your deposit + govt rebate) now in a LISA, you then decide what you want to do with it. Do you leave it in cash and get 1- 4% per annum without the risk of loosing money or do you invest it in S&S with potential for much higher returns but risk of losing some capital. If investing, the next question is do you buy individual companies (st0cks) or do you buy a basket comparising a large amount of companies (i.e fvnds). Fvnds which are my preference, if well chosen are cheaper, little hassle and historically return 7-10% pa. There's the risk you may lose some money when investing but if you your time frame is long enough (3-5 yrs and above), you would likely come out much better when invested properly. The risk is actually holding cash. guaranteed interest on cash would struggle to match inflation and is unlikely to keep up with house prices.
When deciding on whether to go with solo st0cks or buy a collection, I've found this short video series quite good in explaining the concept.

https://www.youtube.com/watch?v=gM4KEJQ_Z5U

I'd give an example (pictured)- after buying my place, I decided to continue investing in my LISA for retirement purposes. This time I went with S&S against cash. Its maxed out for the financial year and invested for under 8 months in the named fvnd. Returns so far (aside government rebate) is over 9%. Granted the last 2 years have been exceptionally good for markets but it'd take 3 years for same amount in cash to bring same return if the interest rate was 3%. I say 3% cos though you might get higher now, rates are likely to fall as BOE drops rates. Interest rates on cash were 1% is not too long ago. While saving for my place, I used a cash ISA+ LISA but with what I know now, I'd save in S&S if I'm doing it again.
Thesame concept largely also applies to how pension investments are made. Just like ISAs, they are all called tax-free wrappers. It's what you do with money inside the wrapper that matters.

10 Likes 4 Shares

justwise(m): 8:16am On Feb 26
jedisco:


A good starting point is understanding what ISAs are. ISAs is the umbrella term for your tax free saving allowance of 20k. Its like a tree which then has different subdivisions such as LISA, S&S ISA, Cash ISA e.t.c. I've found this site useful in explaining the whole concept : https://www.moneysavingexpert.com/savings/isa-guide-savings-without-tax/

Now to LISAs - Its a seperate bucket under your ISA where the government tops up your contribution by 25% but this can only be used penalty-free for 2 purposes: buying your first home or at retirement. There is also an exemption if one is terminally ill. Also worth noting that you can't currently use it to buy a house that costs more than 450k - something to consider as you're in London.


First is to decide if you want to save for your home in a LISA or normal ISA or both. To many, filling a LISA first is preferable as you get the 25% rebate. With the money (your deposit + govt rebate) now in a LISA, you then decide what you want to do with it. Do you leave it in cash and get 1- 4% per annum without the risk of loosing money or do you invest it in S&S with potential for much higher returns but risk of losing some capital. If investing, the next question is do you buy individual companies (st0cks) or do you buy a basket comparising a large amount of companies (i.e fvnds). Fvnds which are my preference, if well chosen are cheaper, little hassle and historically return 7-10% pa. There's the risk you may lose some money when investing but if you your time frame is long enough (3-5 yrs and above), you would likely come out much better when invested properly. The risk is actually holding cash. guaranteed interest on cash would struggle to match inflation and is unlikely to keep up with house prices.
When deciding on whether to go with solo st0cks or buy a collection, I've found this short video series quite good in explaining the concept.

https://www.youtube.com/watch?v=gM4KEJQ_Z5U

I'd give an example (pictured)- after buying my place, I decided to continue investing in my LISA for retirement purposes. This time I went with S&S against cash. Its maxed out for the financial year and invested for under 8 months in the named fvnd. Returns so far (aside government rebate) is over 9%. Granted the last 2 years have been exceptionally good for markets but it'd take 3 years for same amount in cash to bring same return if the interest rate was 3%. I say 3% cos though you might get higher now, rates are likely to fall as BOE drops rates. Interest rates on cash were 1% is not too long ago. While saving for my place, I used a cash ISA+ LISA but with what I know now, I'd save in S&S if I'm doing it again.
Thesame concept largely also applies to how pension investments are made. Just like ISAs, they are all called tax-free wrappers. It's what you do with money inside the wrapper that matters.

1 Like 1 Share

mizGene(f): 11:11am On Feb 26
jedisco:



I'd give an example (pictured)- after buying my place, I decided to continue investing in my LISA for retirement purposes. This time I went with S&S against cash. Its maxed out for the financial year and invested for under 8 months in the named fvnd. Returns so far (aside government rebate) is over 9%.

Are there options for choosing what your LISA is invested in? I thought it was just cash by default.
enesty(m): 11:33am On Feb 26
Hello all
Please I recently finished my MSc in biotechnology and I have been seriously searching for a job especially remotely due to family. Please I would appreciate any help as this search has been tough and draining.
Links or referrals or any help would be appreciated.
Am based in Scotland
Lalaity: 1:13pm On Feb 26
Try NHSBSA, jobs are mostly remote.

Depending on your qualifications, I'd suggest reaching for the low hanging positions e.g Customer advisors and then taking a few certifications depending on your area of interest.

Plus they offer sponsorship for some band 6 and 7 roles.

4 Likes 4 Shares

SPDAZZY(f): 1:54pm On Feb 26
jedisco:


A good starting point is understanding what ISAs are. ISAs is the umbrella term for your tax free saving allowance of 20k. Its like a tree which then has different subdivisions such as LISA, S&S ISA, Cash ISA e.t.c. I've found this site useful in explaining the whole concept : https://www.moneysavingexpert.com/savings/isa-guide-savings-without-tax/

Now to LISAs - Its a seperate bucket under your ISA where the government tops up your contribution by 25% but this can only be used penalty-free for 2 purposes: buying your first home or at retirement. There is also an exemption if one is terminally ill. Also worth noting that you can't currently use it to buy a house that costs more than 450k - something to consider as you're in London.


First is to decide if you want to save for your home in a LISA or normal ISA or both. To many, filling a LISA first is preferable as you get the 25% rebate. With the money (your deposit + govt rebate) now in a LISA, you then decide what you want to do with it. Do you leave it in cash and get 1- 4% per annum without the risk of loosing money or do you invest it in S&S with potential for much higher returns but risk of losing some capital. If investing, the next question is do you buy individual companies (st0cks) or do you buy a basket comparising a large amount of companies (i.e fvnds). Fvnds which are my preference, if well chosen are cheaper, little hassle and historically return 7-10% pa. There's the risk you may lose some money when investing but if you your time frame is long enough (3-5 yrs and above), you would likely come out much better when invested properly. The risk is actually holding cash. guaranteed interest on cash would struggle to match inflation and is unlikely to keep up with house prices.
When deciding on whether to go with solo st0cks or buy a collection, I've found this short video series quite good in explaining the concept.

https://www.youtube.com/watch?v=gM4KEJQ_Z5U

I'd give an example (pictured)- after buying my place, I decided to continue investing in my LISA for retirement purposes. This time I went with S&S against cash. Its maxed out for the financial year and invested for under 8 months in the named fvnd. Returns so far (aside government rebate) is over 9%. Granted the last 2 years have been exceptionally good for markets but it'd take 3 years for same amount in cash to bring same return if the interest rate was 3%. I say 3% cos though you might get higher now, rates are likely to fall as BOE drops rates. Interest rates on cash were 1% is not too long ago. While saving for my place, I used a cash ISA+ LISA but with what I know now, I'd save in S&S if I'm doing it again.
Thesame concept largely also applies to how pension investments are made. Just like ISAs, they are all called tax-free wrappers. It's what you do with money inside the wrapper that matters.
Zahra29: 3:49pm On Feb 26
If you have a spare $5m (only £4m), why not Russian and African oligarchs/politicians and move to the US on a new gold visa (which replaces the soon to be cancelled immigrant investor visa) that offers a guaranteed pathway to US citizenship.

https://www.theguardian.com/us-news/2025/feb/26/trump-gold-card-visa-rich-foreigners

1 Like

babajeje123(m): 7:53pm On Feb 26
Zahra29:
If you have a spare $5m (only £4m), why not Russian and African oligarchs/politicians and move to the US on a new gold visa (which replaces the soon to be cancelled immigrant investor visa) that offers a guaranteed pathway to US citizenship.

https://www.theguardian.com/us-news/2025/feb/26/trump-gold-card-visa-rich-foreigners
grin @ spare
Goodenoch: 9:29pm On Feb 26
https://uk.news.yahoo.com/starmer-accuses-badenoch-desperate-search-123457910.html

The brave, straight-talking Kemi Badenoch had another catastrophe at PMQs today, and ended up complaining to daddy the Speaker about Starmer being patronizing when he dismissed her flimsy questions (even the Spectator said they were ineffective) as 'a desperate search for relevance' from someone who had 'cast herself as the saviour of western civilisation.'

You'd almost feel sorry for her...until you how she reffered to care workers as butt wipers.

It looks like her real value lies in her ability to provide entertainment, and she's doing well at that, to be fair.

2 Likes 1 Share

Globalshaper: 9:43pm On Feb 26
Could anyone recommend a summer vacation destination that meets the following criteria?

- No visa requirement or an easy visa process (preferably outside the UK)
- Relatively inexpensive
- A great atmosphere for relaxation
- Opportunities for sightseeing
- Most importantly, plenty of activities for children

I @Lexusgs430 mentioned a place that is fantastic for kids a few months ago, but I can't seem to find it in the thread. Can you advise, please? @Lexusgs430
Lexusgs430: 11:25pm On Feb 26
Globalshaper:
Could anyone recommend a summer vacation destination that meets the following criteria?

- No visa requirement or an easy visa process (preferably outside the UK)
- Relatively inexpensive
- A great atmosphere for relaxation
- Opportunities for sightseeing
- Most importantly, plenty of activities for children

I @Lexusgs430 mentioned a place that is fantastic for kids a few months ago, but I can't seem to find it in the thread. Can you advise, please? @Lexusgs430


https://www.duinrell.com/amusement-park

13 Likes 12 Shares

Globalshaper: 8:16am On Feb 27

2 Likes

jedisco(m): 6:17pm On Feb 27
mizGene:


Are there options for choosing what your LISA is invested in? I thought it was just cash by default.

Yes there are. Most go cash as they are unaware or feel the 25% rebate is all there is to LISAs

1 Like

jedisco(m): 6:25pm On Feb 27
Goodenoch:
https://uk.news.yahoo.com/starmer-accuses-badenoch-desperate-search-123457910.html

The brave, straight-talking Kemi Badenoch had another catastrophe at PMQs today, and ended up complaining to daddy the Speaker about Starmer being patronizing when he dismissed her flimsy questions (even the Spectator said they were ineffective) as 'a desperate search for relevance' from someone who had 'cast herself as the saviour of western civilisation.'

You'd almost feel sorry for her...until you how she reffered to care workers as butt wipers.

It looks like her real value lies in her ability to provide entertainment, and she's doing well at that, to be fair.

Hehe. In her struggle for relevance, she has struggled to latch on to real issues and sounds hypocritical or rather pathetic when she speaks on certain issues.
She should start by telling what contribution she or her parents made to the UK before she was granted British citizenship. Nigel has hardly given her much thought- if she's still there at the next election, she'd make good punchlines for him.

2 Likes

Goke7: 6:39pm On Feb 27
Goodenoch:
https://uk.news.yahoo.com/starmer-accuses-badenoch-desperate-search-123457910.html

The brave, straight-talking Kemi Badenoch had another catastrophe at PMQs today, and ended up complaining to daddy the Speaker about Starmer being patronizing when he dismissed her flimsy questions (even the Spectator said they were ineffective) as 'a desperate search for relevance' from someone who had 'cast herself as the saviour of western civilisation.'

You'd almost feel sorry for her...until you how she reffered to care workers as butt wipers.

It looks like her real value lies in her ability to provide entertainment, and she's doing well at that, to be fair.

That was a coded racist jab from the prime minister, and for the first time, I felt some sympathy for her, but I hope she got the message to stay in her lane but what do I know sef make I mechonu!

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